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ORIGINATION
SECURITIZATION
ACCELERATION
Synrgy Lnk© Clients’ Integrated Mortgage Servicing Network
$840M+
2025
$3B+
2026
$5B+
2026
Synrgy Lnk© blockchain platform is redefining mortgage pooling, resecuritization, and MSR cash flow tokenization—fueling rapid expansion of our managed servicing portfolio. Partnering with credit unions and non-bank originators, we project client AUM to reach $1 Billion, $3 Billion by 2026, and over $5 Billion by 2027. This growth underscores the market’s embrace of our efficient, transparent solution, which aligns investors, originators, and homebuyers in a new era of financial innovation and community impact.
Long-Term Value Through Continuous Cash Flow
Loan Origination
Synrgy Lnk© partners with top nonbank originators and credit unions that generate over 75% of U.S. mortgages—about $2.1T annually. Our blockchain platform cuts resecuritization transfer time from 21 days to 3, slashes processing costs by 42%, and saves an average of $1,250 per loan across the ecosystem.
Digital Securitization
Synrgy Lnk© blockchain technology streamlines the 45-day, 11-step resecuritization process into just 5 steps over 12 days—a 73% faster path to market. Mortgage servicing rights are seamlessly converted into ERC-1400–compliant digital tokens, ensuring 99.8% verified data integrity and unlocking instant liquidity across the mortgage ecosystem.
AI Driven Loan Pooling
Our seasoned analysts leverage the AI-powered OB-FLUX algorithm to evaluate loan performance and risk, aggregating 500–1,000 mortgages into diversified pools that generate 30+ years of stable cash flow. This proprietary approach has delivered 37% less volatility than traditional MSR investments across the past three Fed rate-hike cycles.
Investor Distribution
Our smart contract system delivers quarterly payouts with verified 8–12% annual cash-on-cash returns over three years. Each loan is backed by Fannie Mae and Freddie Mac UMBS guarantees, ensuring institutional-grade security. The SmartDistribution™ platform provides fully automated, on-time payments—proven resilient even through market disruptions like 2020.
Synrgy Lnk will tokenize cash flows from Excess Servicing Rights for enhanced liquidity.
Blockchain-Powered STO Infrastructure
Our proprietary Synrgy Lnk Connect® revolutionizes mortgage servicing rights (MSR) by converting revenue streams into ERC-1400–compliant digital securities with 99.8% verified data integrity. Our technology compresses the traditional 45-day resecuritization cycle to just 12 days, unlocking faster liquidity, transparency, and institutional-grade efficiency.
Fractional Ownership Model
Our proprietary structure enables investors to hold fractional ownership in diversified MSR revenue pools generating 3+ years of stable cash flow. Each digital security token represents a share in these income streams, with minimum investments starting at just $1,000—making institutional-grade opportunities accessible to all investors.
Enterprise-Level Asset Protection
Select MSR holdings in our portfolio are secured by Fannie Mae and Freddie Mac UMBS guarantees, offering exceptional risk mitigation and institutional stability for digital asset investors.
The Power of Tokenization: Transforming Mortgage Investments
- Enhanced Liquidity – Our proprietary secondary market enables daily trading with an average settlement time of just 4.2 minutes, compared to traditional MSR transfers that take 3–4 weeks.
- Accessible Investing – By lowering entry barriers by 94%, Synrgy Lnk democratizes access to an asset class once reserved for institutional investors, opening MSR opportunities to a broader investor base.
- Real-Time Transparency – Through our blockchain-powered dashboard, investors enjoy 24/7 visibility into key performance data—loan prepayment speeds, delinquency rates, and yield forecasts—updated hourly.
- Uncompromising Security – Synrgy Lnk infrastructure uses AES-256 encryption and multi-signature authorization, having endured over 12,000 simulated penetration tests with zero breaches.
Synrgy Lnk is redefining the trillion-dollar mortgage servicing rights market by tokenizing MSR cash flows through Synrgy Lnk Connect™ system, delivering 8–12% verified annual cash-on-cash yields and 100% on-time payments. Investors gain access to an institutional-grade asset class—once exclusive to Wall Street—now reimagined for the digital era of mortgage securitization.
THE CHALLENGE
The mortgage industry is at a critical turning point. Market volatility, tighter margins, and evolving borrower expectations are pressuring lenders to do more with less — faster, smarter, and more accurately than ever before. Outdated Loan Origination Systems Are Slowing the Industry Down
of lenders cite legacy technology debt as their biggest growth and innovation barrier.
of mortgage lenders say their biggest challenge is legacy technology integration.
of all U.S. mortgage loan files had errors or missing information over the past decade — resulting in ~$7.8 billion in extra costs for consumers.
of projects fail to meet schedule or budget because of integration with legacy systems.
The Synrgy Lnk Advantage
Synrgy Lnk empowers investors to participate in a next-generation mortgage investment ecosystem built on blockchain, automation, and transparency. By transforming mortgage servicing rights (MSR) into tokenized, income-generating digital assets, Synrgy Lnk delivers institutional-grade returns, real-time visibility, and unmatched security. Investors gain access to a stable, yield-producing asset class once limited to Wall Street—now made accessible through Synrgy Lnk proprietary technology, Synrgy Lnk Connect™ system, and trusted partnerships across the mortgage and fintech sectors.
Maximizing Originator Returns Through Streamlined Innovation
Synrgy Lnk proprietary blockchain infrastructure simplifies the tokenization process from 11 steps to just 5, empowering credit unions and non-bank originators to achieve 15–20% higher returns on closed-end loan sales. This breakthrough efficiency enhances profitability, delivers more competitive terms for homebuyers, and dramatically accelerates the time-to-market for securitized assets.
$3B+ in Premium Mortgage Assets—Now Within Reach
Through strategic partnerships with top-tier industry participants, Synrgy Lnk has exclusive access to over $3 billion in annual MSR cash flows. Leveraging our proprietary tokenization platform, we convert these traditionally illiquid assets into fully tradable digital securities via Security Token Offerings (STOs)—unlocking liquidity, accessibility, and investment opportunities once limited to major financial institutions.
Consistent High-Yield Performance
Synrgy Lnk delivers quarterly distributions with projected annual cash-on-cash yields of 8–12%, backed by revenue-generating mortgage servicing rights (MSRs). Each $1 million investment supports the acquisition of roughly $100–150 million in unpaid principal balance (UPB) of MSR cash flows—producing an estimated $250,000–$375,000 in annual revenue. Investments tied to U.S. government–backed UMBS carry Fannie Mae and Freddie Mac guarantees, providing exceptional income stability and security across all market conditions.
Proven Leadership in Mortgage & Blockchain Innovation
Synrgy Lnk’s portfolio management team brings deep institutional experience across mortgage resecuritization, structured finance, and blockchain integration. With a history of managing over $840 million in MSR and whole loan assets, our leadership has built a reputation for transparency, disciplined execution, and sustained outperformance, consistently delivering secure, above-market returns for investors.
How You Earn with Synrgy Lnk©
Mortgage Servicing Rights (MSRs)
Obsidian transforms mortgage servicing revenue—typically 0.25% to 0.75% of each loan’s interest rate—into tokenized digital assets. On a $300,000 mortgage, this equates to $750–$2,250 in annual income, contractually secured for the full 15–30-year loan term. That represents a lifetime value of $11,250–$67,500 per loan, providing investors with a stable, predictable cash flow insulated from interest rate volatility and housing market fluctuations.
Excess Servicing Revenue
After covering average operational costs of 10 basis points, the remaining 15–65 basis points generate Excess Spread income—yielding roughly $1.35–$5.85 million in annual distributable revenue across our $840 million portfolio. Leveraging AI-driven servicing technology, Obsidian reduces traditional costs by 47%, channeling more yield directly to token holders through our SHA-256–encrypted blockchain payment network for secure, automated distributions.
Quarterly Distribution Framework
Investors receive automated quarterly distributions on January 15, April 15, July 15, and October 15, delivering projected annual yields of 8–12% under current market conditions. A $100,000 investment can generate $8,000–$12,000 in passive annual income, with payments executed via Ethereum-based smart contracts within 24 hours of the record date. All performance data—including portfolio metrics and distribution history—is securely recorded and permanently accessible on Synrgy Lnk’s immutable Hyperledger blockchain explorer.
The SynrgyLnk Ecosystem
01
Empowering Nonbank Originators
Synrgy Lnk empowers nonbank lenders and credit unions to scale efficiently and compete on par with larger institutions. Through advanced automation and tokenized capital access, we simplify operations, cut administrative costs, and unlock new funding channels—allowing community-based lenders to expand their impact while preserving local relationships and trust.
02
Tokenized Capital Opportunities
Capital partners gain access to consistent returns and stable income streams backed by tokenized Excess Servicing cash flows. Obsidian’s blockchain platform delivers unmatched transparency, security, and efficiency—lowering entry barriers while enabling portfolio diversification and long-term growth, even amid market fluctuations.
03
Opening Doors to Homeownership
Homebuyers benefit from lower rates and competitive terms through credit unions and nonbank originators supported by Obsidian. By cutting operational costs and improving efficiency across the lending ecosystem, Obsidian helps lenders deliver real savings to borrowers—reducing lifetime mortgage expenses and expanding access to sustainable homeownership.
04
Strengthening Local Economies
Synrgy Lnk’s technology helps create stronger, more resilient communities by keeping capital local and empowering regional lenders. By supporting credit unions and nonbank originators, we ensure lending profits circulate within neighborhoods—driving job creation, promoting reinvestment, and making homeownership more attainable for families nationwide.
